Terms and Conditions

This document describes the Terms of Use of www.skill-surfing.com ( “Site”) and its services. You should also review our Privacy Policy, which describes our information handling practices in detail and how we use cookies and your data.


This document describes the Terms of Use of www.skill-surfing.com ( “Site”) and its services. You should also review our Privacy Policy, which describes our information handling practices in detail and how we use cookies and your data.

Acceptance of Terms

Before you start using www.skill-surfing.com and all linked pages (“Site”), you are required to read, understand and agree to these Terms of Use (“Terms”). By accessing the website, viewing any Content, or using any services available on the Site, you are agreeing to be bound by these Terms, which together with our Privacy Policy, governs our relationship with you. You may only access the Site after reading and accepting these Terms. These Terms apply to all users, including users who are simply viewing Content available via the Site and users who have subscribed to the newsletter or signed up for courses on www.skill-surfing.com.

We may, at our sole discretion, modify these Terms at any time. By accessing the Site at any time after such modifications, you are agreeing to these modifications. These Terms were last modified as of January 6th, 2021.

You agree that www.skill-surfing.com can use the data you provide us in accordance with our Privacy Policy, which is linked here for reference.

Website General Description

The Site is an online learning platform for entrepreneurs, solopreneurs, and business owners. On www.skill-surfing.com students can purchase courses and programs, join webinars, read informational blog posts and participate in group calls led by the instructor as part of the course or program (“Services”). The Site enables the users to share their strategies, projects, and assignments to help prepare for the live sessions with the instructor.

Services include but are not limited to, any service and/or content www.skill-surfing.com makes available to or performs for you, as well as the offering of any materials displayed, transmitted, or performed on the Site or through the Services. Content (“Content”) includes, but is not limited to text, images, graphics, infographics, photographs, videos, sounds, user messages and/or reviews, information, blogs, articles, data, illustrations, and software.

Access the Site

Your access to the Site may be interrupted from time to time as a result of equipment malfunction, updating, maintenance, or repair of the Site or any other reason within or outside the control of www.skill-surfing.com. The Site reserves the right to suspend or discontinue the availability of the Site and/or any Service and/or remove any Content at any time at its sole discretion and without prior notice. The Site may also impose limits on certain features and Services or restrict your access to parts of or all of the Site and Services without notice or liability.

The Site should not be used or relied upon for storage of your photographs, images, videos, sounds, or any other Content you uploaded, and you are directed to retain your own copies of all the Content you post on the Site.

User Accounts & Registrations

You will need to create an account with the Site in order to use some of our Services. For that purpose, you will be required to select a password and username, and to provide registration information. The registration information you provide must be accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account.

You may not use as a username, the name of another person or entity or that is not lawfully available for use, a name or a trademark that is subject to any rights of another person or entity other than you without appropriate authorization, or a name that in a manner misleads the readers into thinking that you are another person or company, or a name that is otherwise offensive, vulgar or obscene.

It is your responsibility to keep your login credentials secure and you are solely responsible for all activities that occur via your account. You must immediately notify www.skill-urfing.com of any unauthorized uses of your account or any other breaches of security. The Site will not be liable for any acts or omissions by you, including any damages of any kind incurred as a result of such acts or omissions.

If you are using our Services and Site on behalf of a business, that business accepts these terms.

You must be a human to open an account. Accounts registered by ‘bots’ or other automated methods are not permitted.

User Conduct on the Site

If you operate an account, comment on the Site, post material on the Site, post links on the Site, or otherwise make (or allow any third party to make) material available by means of the Site, you are entirely responsible for the Content of, and any harm resulting from that Content. That is the case regardless of the type of Content (example: images, videos, sound, links etc..). The Site does not control all of the user-submitted Content and, as such, we do not guarantee the accuracy, integrity, or quality of such Content. You understand that by using this Site you may be exposed to Content that is offensive, indecent, or objectionable as well as Content that contains technical inaccuracies, typographical mistakes, and other errors. 

As a condition of use, you promise not to use the Services for any purpose that is unlawful or prohibited by these Terms, or any other purpose not reasonably intended by the Site. As an example, and not as a limitation, you agree to the below:

1- You will use the Services only for lawful purposes and agree to not use the Services in any way that will infringe upon the use or rights of any other user.

2- Your use of the Services is subject to all applicable laws and regulations, and you are solely responsible for the substance of your communications through the Services.

3- You will not upload any copyrighted, trademarked, or proprietary materials on the Services without the expressed permission of the owner and/or the business. You will not post any Content that infringes on any patent, trademark, trade secret, copyright, right of publicity, or other intellectual property or proprietary right of any party.

4- You assume full responsibility for the Content of the Services offered.

5- You understand that free classes and webinars posted are publicly available to be viewed and accessed by any student. Paid classes and programs are available to be viewed by students who have paid for them. 

6- You agree that you will not engage in any behavior that constitutes unauthorized or unsolicited advertising, junk, or bulk email.

7- You will not share Content from the Services with anyone who is not properly licensed to access the Content.

8- You will not upload, share, post, distribute, or otherwise partake in any behavior that is unlawful, threatening, abusive, harassing, defamatory, libelous, deceptive, fraudulent, invasive of another’s privacy, tortious, contains explicit or graphic descriptions or accounts of sexual acts (including but not limited to sexual language of a violent or threatening nature directed at another individual or group of individuals), or otherwise violates our rules or policies.

9- You will not partake in any behavior that victimizes, harasses, degrades, or intimidates an individual or group of individuals on the basis of religion, gender, sexual orientation, race, ethnicity, age, or disability.

10- You will not share software viruses or any other computer code, files, or programs that are designed or intended to disrupt, damage, or limit the functioning of any software, hardware, or telecommunications equipment or to damage or obtain unauthorized access to any data or other information of any third party.

11- You will not impersonate any person or entity, including any of our employees or representatives.

12- You will not use your account to breach the security of another account or attempt to gain unauthorized access to another network or server. 

www.skill-surfing.com reserves the right to ban any member from using the Services for any reason. The Site reserves the right to remove any Content (including, but not limited to projects, comments, messages, avatars, etc.) for any reason whatsoever.

Without limiting any of those representations or warranties, www.skill-surfing.com has the right (though not the obligation) to, in its sole discretion (i) refuse or remove any Content that, in the Site’s reasonable opinion, violates the Terms or is in any way harmful or objectionable, or (ii) terminate or deny access to the Site to any individual or entity for any reason.

You are solely responsible for your interactions with other users of the Site. The Site reserves the right but has no obligation, to monitor disputes between you and your other users.

If you suspect there has been an abuse of the Site or a breach of the Terms, please send us an email with all the details to info@skill-surfing.com

Attending a Course or Program

www.skill-surfing.com provides entrepreneurs, solopreneurs, and businesses courses and programs to learn from expert coaches or trainers in their respective fields. (“Classes”). These Classes include self-paced lessons and live group calls depending on the courses and programs.

These Terms, the Privacy Policy, and any other legal notices published by the Site are in addition to any agreements, releases, or other documents that a coach or trainer and a student may enter into in connection with a Class entered into through the Site. Students and coaches are each responsible to the other for complying with all of these agreements but the Site has no control over either party’s compliance. Accordingly, the Site shall not be held responsible for any liability arising out of these agreements or any action that you may take in reliance thereon and is not a party to any transaction between you and any other user.

To the fullest extent permitted by law, you hereby release www.skill-surfing.com and its officers, directors, employees, agents, affiliates, and their respective successors and assigns from any claims or damages of any kind of nature, known or unknown, suspected or unsuspected, disclosed or undisclosed, relating to any dispute related to the Classes or any transactions or attempted transactions with another user of the Services (whether a student or a coach/trainer/instructor). You agree, understand, and intend that this assumption of risk and release is binding upon you and your heirs, executors, agents, administrations and assigns.

You expressly acknowledge and agree that your use of the Site, the Classes, and all Content and Services available on the Site is at your sole risk and responsibilities. The Classes (including any Content) are provided “As Is” and “As Available” with no representations or warranties of any kind, either expressed or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose and non-infringement. You assume total responsibility and the entire risk for your use of the online Classes and Content.

Without limiting the foregoing, we do not warrant that (1) the Content or Classes will meet your requirements or expectations or achieve the intended purposes, (2) the Classes will not experience outages or otherwise be interrupted, timeline, secure or error-free, (3) the information or Content obtained through the classes will be accurate, complete, current, error-free, completely secure or reliable, or (4) that defects of the Content will be corrected, (5) the Classes or Content do not contain material that violates the privacy or publicity rights, or infringes the intellectual property and other proprietary rights of third parties or the downloading, copying or use of which is subject to additional terms and conditions stated or unstated. 

The Site disclaims any responsibility for any harm resulting from the use by visitors of the Site or from any downloading by those visitors of Content there posted. You assume all risk of personal injury, including death and damage to personal property, sustained from the use of the Classes and Content.

The Site reserves the right to but is under no obligation, to delete the listing of any of the Classes at any time and for any reason.

Special Rules for Students

You agree to accept all of the Terms including the cancellation policy listed on the Site when you agree to book a class or program on the Site.

You agree to follow all reasonable rules set by a teacher with respect to a Class, and not to take any actions to interfere with the teacher or any other students in this Class.

When you pay to participate in the Class or program you will have the unlimited right to access the materials for the class. The materials will remain available in your online account indefinitely from the date of purchase.

As a student, when you enroll in a class, whether it’s a free or paid class, you are getting from the Site a license to view the class via the Site, and www.skill-surfing.com is the licensor of record. Classes are licensed, and not sold, to you. This license does not give you any right to resell the class in any manner (including by sharing account information with a purchaser or illegally downloading the class and sharing it on torrent sites).

In legal, more complete terms, www.skill-surfing.com grants you (as a student) a limited, non-exclusive, non-transferable license to access and view the Classes and associated Content for which you have paid all required fees, solely for your personal, non-commercial, educational purposes through the Services, in accordance with these Terms and any conditions or restrictions associated with a particular Class or feature of our Services. All other uses are expressly prohibited. You may not reproduce, redistribute, transmit, assign, sell, broadcast, rent, share, lend, modify, adapt, edit, create derivative works of, sublicense, or otherwise transfer or use any Class unless we give you explicit permission to do so in a written agreement signed by www.skill-surfing.com authorized representative. 

We generally give a lifetime access license to our students when they enroll in a Class. However, for liability reasons we consider that the legal access expires in a year and we reserve the right to revoke any license to access and the use of Classes at any point in time in the event where we decide or are obligated to disable access to a class due to legal or policy reasons, for example, if the class you enrolled in is the object of a copyright complaint, or if we determine its Content violates our terms. To be clear, the access is to the class Content but not to the instructor (outside of the class).

You have read, understood, and agreed to the Class guidelines, information, and requirements listed on the Site. 

Classes Payment and Fees

Full payment is required to register for a Class on www.skill-surfing.com, unless otherwise agreed by the coach/instructor.

Fees for classes or any other portion of the Service may be changed at any time without prior notice. The Site reserves the right, at any time, to change any fees or charges for using any services provided by the Site (or to begin charging fees for any free service), provided that such changes will not apply to fees or charges paid prior to the time of the change.

Classes Cancellations and Refunds

Classes purchased cannot be canceled by the student and may not be transferred to other individuals. Students whose classes are canceled by the coach or instructor after enrollment, but before the launch date, will receive a full refund of the price paid.

The Site offers a 7-day refund policy for Classes you enrolled in if, within these 7 days, you have not booked or attended a live session during these 7 days. The 7-day count starts from the day of Class purchase.

Note: Refunds are not available for programs (with a start and end date).

For a refund, kindly contact our team on the Site contact us page.

Limitation of Liability

In no event will the Site or its suppliers or licensors, be liable with respect to any subject matter of these Terms under any contract, negligence, strict liability or other legal or equitable theory for (i) any special, incidental, or consequential damages; (ii) the cost of procurement of substitute products or services; (iii) for interruption of use or loss or corruption of data; or (iv) for any amounts that exceed the fees paid by you to www.skill-surfing.com under these Terms during the twelve (12) month period prior to the cause of action. The Site shall have no liability for any failure or delay due to matters beyond their reasonable control. The foregoing shall not apply to the extent prohibited by applicable law.


www.skill-surfing.com may terminate your access to all or any part of the Site at any time, with or without cause, with or without notice, effective immediately.

You can stop using our Services at any time. You may delete your account in the settings tab of your profile. When you delete your account, we will delete your profile and all related data including your projects, favorites, and comments in other projects on the Site, although this may not take place immediately. The Site cannot delete your forum topics and responses, however, we will delete your name and dissociate your profile from all this activity.


Please send your notices to www.skill-surfing.com at info@skill-surfing.com, unless these Terms specify otherwise.

We will send you our notices via email, postcard, text messages, phone calls (if you give us your number), publications within our Services, or through any other reasonable means.

Most communication between www.skill-surfing.com and you will be sent and received electronically. You agree that all electronic communication between the Site and you shall satisfy any legal requirements that such communications be in writing.


You agree to indemnify and hold www.skill-surfing.com and its subsidiaries, affiliates, officers, agents, employees, co-branders or other partners, and licensors harmless from any claim or demand, including reasonable attorney’s fees, due to or arising out of your Content, your use of the Site, the Services or Classes, your violation of the Terms, or your violation of any rights of another.


You agree that the Service shall be deemed a passive interactive service based solely in Armenia and shall not give rise to personal jurisdiction over www.skill-surfing.com, either specific or general, in jurisdictions other than Armenia.

The laws of Armenia, excluding Armenia’s conflict of laws rules, will apply to any disputes arising out of or relating to these Terms, the Privacy Policy, the Site, or the Services. All claims arising out of or relating to these Terms or the Services will be litigated exclusively by a court of competent jurisdiction located in Yerevan, Armenia, and you and the Site consent to personal jurisdiction in those courts.

Any cause of action or claim you may have to arise out of or related to the services must be commenced within one (1) year after the claim or cause of action arises or such claim or cause of action is permanently barred.


These Terms, together with the Privacy Policy and any other legal notices published by www.skill-surfing.com, constitute the entire agreement between you and the Site concerning the Services. If any provision of any such document is deemed invalid by a court of competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions thereof, which shall remain in full force and effect.

www.skill-surfing.com’s failure to insist upon or enforce strict performance of any provision of these Terms shall not be construed as a waiver of any provision or right. Neither the course of conduct between the parties nor trade practice shall act to modify any provision of these Terms.

The Site may assign its rights and duties under these Terms to any party at any time without notice to you.

Any rights of www.skill-surfing.com not expressly granted herein are reserved.

The English version of this agreement will be the version used when interpreting or construing this agreement.

Last updated: January 6th, 2021. Replaces all prior versions in their entirety.

Interested in our upcoming webinars & courses?